Legal Notice

Welcome to the website of FLAVIUS INVESTISSEMENTS. These Legal Notices are intended to provide users with information regarding the identity of the website publisher, the regulatory framework applicable to its activities, the conditions of use of the website and the rights and obligations of users when accessing the services provided. By accessing this website, users acknowledge that they have read these Legal Notices and agree to comply with them.

1. Website Publisher

This website is published by FLAVIUS INVESTISSEMENTS, a French Simplified Joint Stock Company (Simplified Joint-Stock Company – SAS).

Corporate Name: FLAVIUS INVESTISSEMENTS.
Legal Form: Société par Actions Simplifiée (SAS).
Share Capital: €54,000,000.00.
Registered Office: 22 Avenue Montaigne, 75008 Paris, France.
SIREN Number: 409 949 716.
SIRET Number: 409 949 716 00024.
Trade and Companies Register: 409 949 716 R.C.S. Paris.
VAT Identification Number: FR31 409 949 716.
Legal Entity Identifier (LEI): 969500VEDUMMZZ62G020.
Email: services@flaviusinvestment.com.
Telephone: +33 6 44 68 08 92.

The Publication Director is the legal representative of FLAVIUS INVESTISSEMENTS or any person duly authorized to perform this function. The website is hosted by

2. Regulatory Information

FLAVIUS INVESTISSEMENTS carries out its activities within the framework of the laws and regulations applicable to its business and operates in compliance with the requirements relating to financial services, customer protection and transparency obligations.

The company is subject to the supervision of the competent regulatory authorities applicable to its activities.

Prudential Control and Resolution Authority (ACPR)
4 Place de Budapest, CS 92459, 75436 Paris Cedex 09, France.

Since September 26, 2011, FLAVIUS INVESTISSEMENTS (formerly Union Loan) has been authorized by the Prudential Control and Resolution Authority (ACPR) as a Credit Institution and Investment Services Provider under authorization number 16488. FLAVIUS INVESTISSEMENTS is also registered with ORIAS under number 11061269 for its regulated intermediary activities..

Regulatory information relating to FLAVIUS INVESTISSEMENTS may be verified through the official registers maintained by the competent authorities.

Authorized Activities:
FLAVIUS INVESTISSEMENTS is authorized to carry out the financial activities covered by its regulatory authorization, in accordance with applicable French and European financial regulations. These activities are performed within the limits of the authorization granted by the competent regulatory authorities and in compliance with the obligations applicable to financial service providers.

3. Activities and Financial Services

FLAVIUS INVESTISSEMENTS provides financial solutions in accordance with its corporate purpose and the regulatory framework applicable to its activities. The company offers financing solutions designed to meet the needs of eligible customers, subject to the assessment procedures, eligibility criteria and legal requirements applicable to each financing request.

Any financing application submitted through the website is subject to an individual review, verification of the information provided, assessment of the applicant’s financial situation and final approval in accordance with internal procedures and applicable regulations.

The information presented on this website regarding financing solutions is provided for information purposes only and does not constitute a contractual commitment or guarantee that financing will be granted.

4. Customer Protection and Responsible Lending

FLAVIUS INVESTISSEMENTS is committed to providing customers with clear, transparent and accurate information regarding the financial products and services offered.

Before entering into any financing agreement, customers receive the information required by applicable regulations concerning the characteristics of the financing, including the amount, interest rate, repayment period, repayment obligations and any applicable costs.

The company applies procedures relating to customer identification, fraud prevention, anti-money laundering obligations, responsible lending principles and the protection of customer interests.

A loan is a commitment that must be repaid. Check your repayment capacity before committing yourself.

5. Website Use

The purpose of this website is to provide information about FLAVIUS INVESTISSEMENTS, its activities and its financial solutions. Users agree to use this website in a lawful, responsible and appropriate manner.

Any fraudulent activity, unauthorized access attempt, misuse of the website, introduction of malicious software or action likely to affect the security or availability of the website is prohibited.

FLAVIUS INVESTISSEMENTS reserves the right to restrict or temporarily suspend access to the website for maintenance, security or technical reasons.

6. Intellectual Property

All elements available on this website, including texts, trademarks, logos, graphics, photographs, illustrations, videos, icons, software, databases and the general structure of the website, are protected by intellectual property laws.

Any reproduction, representation, modification, distribution, extraction or exploitation of all or part of the website without the prior written authorization of FLAVIUS INVESTISSEMENTS is strictly prohibited.

7. Personal Data Protection

FLAVIUS INVESTISSEMENTS processes personal data in accordance with applicable data protection legislation, including the General Data Protection Regulation (GDPR).

Information relating to the collection, processing, storage, protection and retention of personal data is provided in the Privacy Policy available on the website.

Users may exercise their rights regarding their personal data in accordance with applicable regulations.

8. Cookies

This website uses cookies and similar technologies to ensure proper operation, improve user experience, analyze website performance and strengthen security.

Users may manage their cookie preferences in accordance with the Cookie Policy available on the website.

9. Liability

FLAVIUS INVESTISSEMENTS makes reasonable efforts to ensure that information published on the website is accurate, reliable and regularly updated.

However, the company cannot guarantee continuous availability, complete accuracy or the absence of technical errors.

FLAVIUS INVESTISSEMENTS shall not be liable for damages resulting from technical failures, internet interruptions, events beyond its reasonable control or improper use of the website by users.

10. External Links

The website may contain links to third-party websites. FLAVIUS INVESTISSEMENTS does not control these external websites and cannot be held responsible for their content, availability or privacy practices.

11. Complaints

Any complaint relating to the website or the services provided by FLAVIUS INVESTISSEMENTS may be submitted to the customer service department.

Complaints are handled in accordance with applicable regulations and internal procedures.

12. Applicable Law and Jurisdiction

These Legal Notices are governed by French law. Any dispute relating to their interpretation, validity or execution shall be subject to the jurisdiction of the competent French courts, subject to mandatory legal provisions.

13. Contact

For any question relating to this website or these Legal Notices, users may contact:

FLAVIUS INVESTISSEMENTS
22 Avenue Montaigne, 75008 Paris, France.
Email: services@flaviusinvestment.com
Telephone: +33 6 44 68 08 92.