Faq’s

Flavius Investissements is a financial institution specialized in financing solutions for individuals, entrepreneurs, and businesses.

We support our clients in achieving their projects by providing suitable financing solutions, personalized application assessments, and professional guidance throughout each stage of the process.

Our objective is to make the financing process simple, transparent, and accessible while taking into account each applicant’s financial situation and specific needs.

Our mission is to facilitate access to financing by offering clear, suitable, and transparent solutions while considering each applicant’s financial situation and objectives.

Flavius Investissements provides several financing solutions adapted to different needs:

• Personal loans
• Real estate financing
• Vehicle financing
• Home improvement loans
• Business financing
• Working capital solutions
• Project-based financing

Each application is reviewed individually in order to determine the most appropriate solution.

Yes. Personal financing can be used for different purposes, including:

• Purchasing goods or equipment
• Personal projects
• Home improvements
• Temporary cash flow needs
• Planned major expenses

The amount and conditions are determined after reviewing your situation.

Yes. Real estate projects may be reviewed depending on the nature of the project, the value of the property, the applicant’s financial capacity, and the information required for the assessment.

The financing conditions are determined after a complete review of the application.

Yes. Businesses and professionals can apply for financing for various needs, including:

• Business development
• Professional investments
• Equipment acquisition
• Business expansion
• Working capital requirements

Each business project is reviewed individually.

The available financing amounts depend on the type of financing requested, the project presented, and the applicant’s financial capacity.

Indicative amounts:

Personal Loan:
From €5,000 to €250,000

Business Financing:
From €50,000 to €5,000,000

Real Estate Financing:
According to the project value and assessment conditions

Vehicle and Home Improvement Financing:
According to the client’s needs

The final approved amount always depends on the complete review of the application.

Yes. Some projects may require a higher financing amount.

Applications involving significant amounts are subject to a detailed review to assess the financing structure, repayment capacity, and possible guarantees.

No. Submitting a financing request does not automatically guarantee approval.

The approved amount depends on several factors, including:

• Applicant’s income
• Existing financial commitments
• Repayment capacity
• Purpose of financing
• Available guarantees when required

Flavius Investissements offers financing solutions with a fixed interest rate of 3%, according to the applicable conditions of the approved financing.

A fixed interest rate allows clients to have clear visibility regarding the cost of their financing throughout the contractual period.

A fixed interest rate means that the interest rate does not change during the period defined in the agreement.

This allows the borrower to know in advance the financial conditions of the financing and better manage repayments.

Yes. When financing is granted under this condition, the fixed 3% interest rate remains unchanged throughout the contractual repayment period.

The exact terms are specified in the financing documents.

The advertised rate represents the financing conditions offered by Flavius Investissements.

Its final application depends on the review of the application, the approved amount, the selected repayment period, and acceptance of the contractual terms.

Before final approval, the applicant receives the necessary information regarding:

• Financing amount
• Applicable interest rate
• Repayment period
• Monthly payments
• Total financing cost
• Any applicable fees

Applications can be submitted online through our application form.

After receiving the required information, our team performs an initial assessment to review the feasibility of the project.

The initial request allows us to review your project and does not constitute a final commitment.

You remain free to continue or discontinue the process after receiving the proposed conditions.

The processing time depends on:

• Type of financing requested
• Amount requested
• Complexity of the application
• Documents provided

A complete application generally allows for faster processing.

No. Every application must be reviewed before a final decision can be made.

Approval depends on the complete assessment of the application.

Depending on the financing requested, documents may include:

• Valid identification document
• Proof of address
• Proof of income
• Financial documents
• Project-related information
• Business documents for companies

Additional documents may be requested if necessary.

Supporting documents allow us to:

• Verify the information provided
• Assess repayment capacity
• Secure the application review process
• Offer a suitable financing solution

Yes. All information provided is treated confidentially and used only for the purpose of reviewing and managing your financing request.

Depending on the type of financing and required procedures, certain fees may apply.

When applicable, the nature and amount of fees are communicated before final approval.

Depending on the application, possible fees may include:

• Administrative fees
• Application processing fees
• Guarantee-related fees
• Legal fees
• Notary fees when required
• Project-specific fees

No. Flavius Investissements ensures that all applicable financial conditions are clearly communicated before any commitment.

Yes. Any applicable fees are disclosed before the financing agreement is concluded.

The process generally includes:

1. Submission of the application
2. Initial review
3. Verification of information
4. Complete assessment of the application
5. Financing proposal
6. Acceptance of conditions
7. Signing of contractual documents
8. Release of funds

Funds become available after the application has been fully approved and all required steps have been completed.

Processing times may vary depending on the type of financing.

Funds are generally transferred by bank transfer to the account provided by the beneficiary.

Repayment is made according to the terms defined in the financing agreement.

A repayment schedule showing payment dates and amounts is provided to the client.

Yes. Early repayment may be possible depending on the conditions stated in the agreement and applicable regulations.

If you experience financial difficulties, we recommend contacting our team as soon as possible to review possible solutions.

Yes. We apply appropriate security measures to protect the information provided during your application.

No. We never request:

• Banking passwords
• Security codes
• Confidential login information

Official communications are sent only through the contact details provided on our website.

If you have any doubt, we recommend contacting our team directly.

Yes. You are free to accept or refuse a proposal after reviewing the conditions.

Yes. An application may be cancelled as long as no final contractual commitment has been concluded.

We provide:

✓ Personalized application review
✓ Financing solutions adapted to your projects
✓ Clearly communicated fixed-rate conditions
✓ Transparent communication
✓ Professional support
✓ A structured and secure process

Flavius Investissements supports you in achieving your projects through suitable financing solutions.