Privacy Policy
FLAVIUS INVESTISSEMENTS is committed to protecting the privacy and personal information of its customers, applicants and website users. This Privacy Policy explains how personal data is collected, used, processed, stored and protected when users access our website or submit a financing request. FLAVIUS INVESTISSEMENTS processes personal data in accordance with applicable data protection laws, including Regulation (EU) 2016/679 of the European Parliament and of the Council (General Data Protection Regulation – GDPR).
1. Data Controller
The data controller responsible for processing personal data collected through this website is:
FLAVIUS INVESTISSEMENTS
22 Avenue Montaigne
75008 Paris
France
SIREN: 409 949 716
SIRET: 409 949 716 00024
RCS Paris: 409 949 716
For any question relating to the processing of personal data, users may contact FLAVIUS INVESTISSEMENTS through the contact details provided on the website.
2. Personal Data Collected
FLAVIUS INVESTISSEMENTS may collect and process different categories of personal information depending on the services requested and the interactions with users.
The personal data collected may include identification information such as full name, date of birth, nationality, residential address, postal address and identity documents. Contact information may include telephone number, email address and other communication details.
When a user submits a financing application, FLAVIUS INVESTISSEMENTS may collect financial and professional information necessary for the assessment of the application, including employment information, income details, financial situation, banking information, repayment capacity information and supporting documents required for the review of the application.
Technical information may also be collected when users browse the website, including IP address, browser type, device information, connection data and website usage information.
3. Purpose of Data Processing
Personal data collected by FLAVIUS INVESTISSEMENTS is processed for specific and legitimate purposes, including the management and assessment of financing applications, verification of applicant identity, evaluation of repayment capacity, preparation and management of contractual documents, communication with applicants and customers, compliance with legal and regulatory obligations and prevention of fraud, money laundering and other illegal activities.
Personal data may also be processed to improve website functionality, enhance customer experience, maintain security and manage customer requests.
4. Legal Basis for Processing
FLAVIUS INVESTISSEMENTS processes personal data based on the following legal grounds:
- The performance of contractual or pre-contractual measures requested by the user, including the review of financing applications.
- Compliance with legal and regulatory obligations applicable to financial service providers.
- The legitimate interests of FLAVIUS INVESTISSEMENTS, including fraud prevention, security management and improvement of services.
- User consent where consent is required by applicable regulations.
5. Processing of Loan Applications
When a user applies for financing, the information provided is used exclusively for the purpose of evaluating the request, carrying out required verification procedures and determining eligibility under applicable conditions.
FLAVIUS INVESTISSEMENTS may request supporting documents to verify the accuracy of information provided by the applicant and to comply with regulatory requirements relating to customer identification and responsible lending.
The submission of personal information does not guarantee approval of a financing request. Any decision is made following the completion of the required assessment procedures.
6. Data Sharing and Recipients
Personal data may be shared only with authorized recipients where necessary for legitimate business purposes or where required by law.
These recipients may include regulatory authorities, legal advisors, auditors, technical service providers, payment service providers, banking partners and other trusted service providers assisting FLAVIUS INVESTISSEMENTS in the provision of its services.
FLAVIUS INVESTISSEMENTS does not sell, rent or commercially exploit personal data belonging to users.
7. Data Security
FLAVIUS INVESTISSEMENTS implements appropriate technical and organizational security measures designed to protect personal data against unauthorized access, accidental loss, alteration, disclosure or misuse.
Security measures may include access controls, authentication procedures, confidentiality obligations, monitoring systems and secure data management practices.
Although FLAVIUS INVESTISSEMENTS applies appropriate security measures, no method of electronic transmission or storage can guarantee absolute security.
8. Data Retention
Personal data is retained only for the period necessary to achieve the purposes for which it was collected and to comply with applicable legal, regulatory and accounting obligations.
The retention period may vary depending on the nature of the information, the purpose of processing and the legal requirements applicable to financial activities.
Once the applicable retention period has expired, personal data is securely deleted or anonymized.
9. User Rights
In accordance with applicable data protection laws, users have the right to access their personal data, request correction of inaccurate information, request deletion of data where legally permitted, object to certain processing activities, request limitation of processing and request data portability where applicable.
Users may exercise their rights by contacting FLAVIUS INVESTISSEMENTS using the contact details provided on the website.
Requests may be subject to identity verification in order to protect personal information against unauthorized access.
10. Cookies and Tracking Technologies
The website may use cookies and similar technologies to ensure proper operation, improve website performance, analyze visitor activity and enhance user experience.
Users may manage their cookie preferences through their browser settings or through the cookie management tools available on the website.
Additional information regarding cookies is available in the Cookie Policy.
11. Electronic Communications
By providing contact information through the website, users authorize FLAVIUS INVESTISSEMENTS to communicate with them electronically regarding their financing application, contractual documents, requests for additional information and service-related communications.
Users may request changes to their communication preferences in accordance with applicable regulations.
12. Data Transfers
Personal data is generally processed within the European Economic Area (EEA). Where personal data must be transferred outside the EEA, FLAVIUS INVESTISSEMENTS ensures that appropriate safeguards are implemented in accordance with applicable data protection regulations.
13. Complaints
If a user believes that personal data has been processed in violation of applicable regulations, they may first contact FLAVIUS INVESTISSEMENTS to seek a resolution.
Users also have the right to lodge a complaint with the competent data protection authority, including the French National Commission for Information Technology and Liberties (CNIL), where applicable.
14. Changes to This Privacy Policy
FLAVIUS INVESTISSEMENTS reserves the right to update this Privacy Policy at any time in order to reflect changes in legal requirements, regulatory obligations, technologies or business practices.
The updated version will be published on this website with the corresponding revision date.
15. Contact
For any question, request or concern regarding this Privacy Policy, the processing of personal data or the exercise of your data protection rights, you may contact the data controller:
FLAVIUS INVESTISSEMENTS
22 Avenue Montaigne
75008 Paris
France
Data Protection Contact: Privacy Department
Email: privacy@flaviusinvestissements.com
General Contact Email: services@flaviusinvestment.com
Telephone: +33 6 44 68 08 92
When submitting a request relating to your personal data, please provide sufficient information to allow FLAVIUS INVESTISSEMENTS to verify your identity and process your request securely.
FLAVIUS INVESTISSEMENTS will respond to requests relating to personal data within the time limits provided by applicable data protection regulations.
If you believe that your personal data has not been processed in accordance with applicable laws, you may also contact the competent data protection authority.